Health insurance is a contract between an individual and an insurer that provides financial protection against medical expenses caused by illness, injury, or hospitalization. By paying regular premiums, the insurer covers treatments, diagnostic tests, surgeries, and other healthcare costs as defined in the policy, ensuring access to essential care without financial stress.
When buying health insurance, it’s important to understand the types of plans available. Each policy offers a different level of protection for you and your family’s medical needs.
Provides coverage for one person, ensuring the full sum insured is used individually.
One policy covering your spouse, children, and parents under a shared sum insured.
Offers a lump sum payout on diagnosis of major illnesses like cancer or stroke.
Covers people above 60 with age-specific benefits and treatments.
Covers pregnancy, delivery, and newborn medical expenses under health plans.
Protects against accidental injuries, disability, or death with financial support.
Provides daily cash benefits during hospitalization for non-medical expenses.
Extra coverage above a deductible to manage high medical expenses affordably.
We’re here to help you get the right medical care with a simple, transparent, and hassle-free claim process.
Notify the insurer once hospitalization or treatment is advised to initiate the claim process.
Share the claim form, prescriptions, medical bills, and policy details as required by the insurer.
The insurer verifies documents and settles bills directly with the hospital or reimburses you promptly.
Have doubts about health insurance? We’ve got you covered. Explore essential questions about coverage, hospitalization, waiting periods, claims, and tax benefits to understand your plan better and make informed decisions.
Shreshta Insurance Brokers Pvt. Ltd. delivers trusted and personalized insurance solutions with a digital-first approach. Guided by the tagline “Ensuring Trust”, we provide transparent, accessible, and reliable coverage for individuals and businesses.
