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Travel Insurance

Travel with confidence using coverage for medical emergencies, trip delays, lost baggage, and unexpected risks during your journey.

Know What It Is?

What Does Travel Insurance Mean?

Travel insurance is a contract that offers financial protection from unexpected events during domestic or international journeys. It covers medical emergencies, trip delays, lost baggage, passport issues, and accidental injuries. By paying premiums, the insurer provides assistance and compensation as specified in the policy, ensuring safe, stress-free travel wherever you go.

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Choose What Works for Your Trip

Types of Travel Insurance Policies You Can Buy

When buying travel insurance, it’s important to understand the types of plans available. Each policy offers tailored protection for different travel needs.

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Individual Travel Insurance

Covers one traveller for medical emergencies, trip issues, and baggage losses.

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Family Travel Insurance

Covers the entire family under one policy for medical and travel risks.

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Student Travel Insurance

Designed for students abroad with medical, study interruption, and sponsor protection.

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Senior Citizen Travel Insurance

Made for travellers above 60, covering medical needs and emergencies.

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Domestic Travel Insurance

Protects travel within India from delays, accidents, and baggage-related losses.

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International Travel Insurance

Covers global trips with medical, trip disruption, and baggage emergency benefits.

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Multi-Trip Travel Insurance

Ideal for frequent travellers, offering year-round protection across multiple journeys.

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Group Travel Insurance

Covers a group under one plan for medical, trip, and baggage risks.

Key Features & Benefits

Why Choose Shreshta for Your Travel Insurance?

Travel stress-free with Shreshta’s worldwide protection, quick assistance, and reliable emergency support.

Medical emergency coverage

Trip delay protection

Lost baggage cover

Passport assistance

Global 24×7 support

Steps to File a Claim

How to File a Travel Insurance Claim

We’re here to help you during your trip with a simple, transparent, and hassle-free claim process.

Contact the Insurer or Helpline

Inform the insurer immediately in case of trip delay, loss, theft, or medical emergency.

Submit Claim Documents

Provide the claim form, travel tickets, passport copy, bills, medical reports, and other required proofs.

Claim Review & Payout

The insurer verifies your documents and processes cashless support or reimbursement as per policy terms.

Got Questions?

Frequently Asked Questions About Travel Insurance

Have doubts about travel insurance? We’re here to help. Explore essential questions about international requirements, medical coverage, trip protection, policy extensions, and emergency support to travel safely and confidently.

Travel insurance is not mandatory for all destinations, but many countries—including Schengen nations, UAE, and certain EU regions—require it for visa approval. Even when not compulsory, it is highly recommended to protect against medical emergencies, trip cancellations, and unexpected travel disruptions.

Single-trip plans offer coverage for one journey from departure to return. Multi-trip plans provide year-long protection for unlimited or multiple trips within a specific period. Frequent travelers and business professionals prefer multi-trip plans for convenience and cost-efficiency.

Yes. Travel insurance typically covers medical emergencies, hospitalization costs, doctor visits, diagnostic tests, and emergency care required during your trip. Many plans also include emergency evacuation or repatriation if treatment is not available locally. This protection is essential because medical care abroad can be extremely expensive.

Yes, most insurers allow you to extend your travel insurance before the existing policy expires. Extensions may require valid reasons such as flight cancellations, medical emergencies, or travel restrictions. Supporting documents may be needed for approval.

Yes. Travel insurance reimburses the cost of obtaining a duplicate or new passport if it is lost during your trip. Some plans also offer assistance with embassy coordination, documentation support, and filing police reports, depending on policy terms.

Standard policies usually exclude adventure sports injuries, pre-existing illnesses, self-inflicted harm, illegal activities, and travel undertaken against medical advice. For adventure activities like scuba diving or skiing, you must purchase a dedicated adventure sports add-on to get coverage.
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